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The Hebrew Free Loan Association will sponsor two free seminars on how to better manage a household or personal budget.

Certified financial planner Ira Fateman will lead the seminars from 7 to 9 p.m. on two consecutive Thursdays, Aug. 12 and 19, at the Jewish Com-munity Center of San Francisco.

Topics to be covered include budgeting, cash flow, expense planning, debt management, and savings. The first seminar is geared toward college students and recent graduates, while the Aug. 19 event is for the general community.

The JCCSF is located at 3200 California St. For information or to RSVP, call (415) 546-9902.