Provides interest-free loans up to $20,000 to help Jewish residents of Northern California cover costs related to emotional, behavioral, developmental or physical disabilities. Loans are available to help pay for treatment, tutoring and educational assistance, medical equipment, physical rehabilitation, travel expenses to medical treatment centers, and more. As loans are repaid, funds are recycled for new loans.Organization’s model has been successful for 120 years, with a repayment rate of 99.75 percent.