San FranciscoHebrew Free Loan 131 Steuart Street Suite 520 San Francisco, CA 94105 (415) 546-9902 Fax: (415) 546-7479 [email protected] hflasf.org Operations Officer Valerie Rocklin [email protected] Executive Director Cindy Rogoway [email protected] Interest-free loans to Jewish residents of Northern California to overcome financial challenges or pursue life dreams. Loans include student, business, general needs, fertility, health care, emergency, first-time homebuyer, and more. In addition, we offer loans to those in Northern California who meet one of the following criteria, regardless of religious background: • Student from a lower-income home who is referred by a partner agency (click here to learn more) • Employee of a Jewish organization • Business partner or immediate family member of a Jewish individual As loans are repaid, funds are recycled to make new loans. The success of this model has been proven with a repayment rate over 99 percent.