Nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams.

Some loans are also available to non-Jewish residents of Northern California who fall into one of the following categories:

• Students from lower-income homes who are referred by a partner program
• Employees of Jewish organizations
• Business partners or immediate family members of Jewish individuals

As loans are repaid, funds are recycled to make new loans. This model has proven successful, with a repayment rate of over 99.5 percent.