Interest-free loans to Jewish residents of Northern California to overcome financial challenges or pursue life dreams. Loans include student, business, general needs, fertility, health care, emergency, first-time homebuyer, and more. In addition, we offer loans to those in Northern California who meet one of the following criteria, regardless of religious background:

• Student from a lower-income home who is referred by a partner agency (click here to learn more)
• Employee of a Jewish organization
• Business partner or immediate family member of a Jewish individual

As loans are repaid, funds are recycled to make new loans. The success of this model has been proven with a repayment rate over 99 percent.